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If you want to reduce the cost of
your auto insurance you should contact us about available
discounts.
You may be able to keep your premiums
down if you:
* Drive safely.
Being involved in accidents and traffic violations increase
premium rates.
* Increase your deductibles.
By doing this you will end up paying more out-of-pocket
in the event of a loss. Consider this option only if
you can afford to pay the amount of the deductible .
* Consider dropping collision and/or comprehensive
coverage on a low value car that is not financed.
This option should not be considered under any circumstances
unless you can afford to repair or replace the vehicle
or do without it. Also, if the car is financed, carrying
collision and comprehensive coverage will probably be
required by the bank or financing company and dropping
the coverage would probably be an event of default.
* Think about insurance when
buying a new car.
High performance and luxury cars, and some other cars,
which experience has shown to be prone to damage or
theft, often have high premiums. And, consider buying
safety devices such as anti-lock brakes and passive
restraint systems. Not only do they protect you and
your family, they may also make you eligible for premium
discounts.
* If you are a teenager,
get good grades and take driver training.
Both qualify for discounts.
* If you are over 62, take
an accident prevention course which qualifies for
a discount.
* Place your business with
us.
We can probably save you money by shopping around for
you.
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